Save money by transferring
a balance from one of your more expensive store or credit
cards to a Morgan Stanley® Card.
Transferring a balance is quick and easy. Simply complete
the details of the balance(s) you want to transfer on
your application form and leave the rest to us.
 |
|
|
|
|
Morgan Stanley Platinum Card
3.9% p.a. on balance transfers until 1st
July 2010 for transfers made before
1st September 2007
(a handling fee of 1% applies per balance transfer).*
(Typical
15.9% APR variable) |
|
| See how much you could
save on your existing balances.** |
|
|
|
| |
|
Balance Transfer Amount |
|
| Credit Card |
Yearly Interest
Rate |
£1,000 |
£3,000 |
£5,000 |
|
|
| Morgan Stanley Platinum Card Balance
Transfer |
3.90% |
|
|
|
|
Barclaycard Platinum MasterCard/Visa
|
14.90% |
£91 |
£274 |
£456 |
|
| MBNA Platinum Plus Visa |
15.90% |
£100 |
£300 |
£500 |
|
| Royal Bank of Scotland Platinum
MasterCard/Visa |
16.90% |
£109 |
£327 |
£544 |
|
| NatWest Platinum MasterCard/Visa |
16.90% |
£109 |
£327 |
£544 |
|
| Recognition FraserCard |
27.50% |
£197 |
£592 |
£986 |
|
| Please see below for
a full explanation of the details in this table.** |
|
|
|
|
|
|
Morgan
Stanley buy and fly!™ MasterCard
0% p.a. fixed for your first nine months
(a handling fee of 2% applies per balance transfer).#
(Typical
17.9% APR variable) |
|
| See how much you could save on your existing
balances.## |
|
|
|
| |
|
Balance Transfer Amount |
|
| Credit Card |
Yearly Interest
Rate |
£1,000 |
£3,000 |
£5,000 |
|
|
| Morgan Stanley buy & fly! MasterCard Balance Transfer |
0.00% |
|
|
|
|
| Premiership Barclaycard Visa/Mastercard |
14.90% |
£85 |
£265 |
£475 |
|
| NatWest Credit Card Visa/MasterCard |
16.90% |
£98 |
£305 |
£541 |
|
| Royal Bank of Scotland Classic Visa/MasterCard |
16.90% |
£98 |
£305 |
£541 |
|
| MBNA Classic MasterCard |
17.90% |
£105 |
£324 |
£573 |
|
| Recognition FraserCard |
27.50% |
£165 |
£504 |
£873 |
|
| Please see below for a full explanation of
the details in this table.## |
|
* Balance Transfers made during the promotional
period will be subject to a handling fee of 1% per Balance
Transfer (minimum £3, maximum £50). See Condition
2 of the Card Conditions for full details. 3.9% p.a. on any
Balance Transfers, made by
1st September 2007. Thereafter any outstanding balance will be charged at the
Standard Balance rate applicable to your Card. This promotional
rate will apply provided that you make the minimum payment
each month, keep within your Credit Limit and comply with
the other terms of your Agreement. See Condition 6.3 of the
Card Conditions for full details. Transactions at lower rates
of interest will be paid before Transactions at higher rates
of interest. See Condition 3.5 of the Card Conditions for
full details.
** Platinum: The chart indicates savings
which could be made by transferring a balance by
01/09/2007
to a Morgan Stanley Platinum Card. The promotional rate
of 3.9% p.a. applies to the balance transferred until
1st July 2010. The savings have been calculated inclusive
of all fees, on the assumption that the repayment period
is 12 months and on each average balance represented.
Competitors rates are their standard rates and this
comparison does not seek to compare other benefits offered
by them. Competitor rates correct as at 7th March 2007:
Source www.moneyfacts.co.uk.
# For Balance Transfers made within 9
months from the date your Account is opened, the promotional
rate of 0% p.a. applies to the balance transferred until the
end of that 9 month period. Thereafter any outstanding balance
will be charged at the Standard Balance rate applicable to
your Card. This promotional rate will apply provided that
you make the minimum payment each month, keep within your
Credit Limit and comply with the other terms of your Agreement.
See Condition 6.3 of the Card Conditions for full details.
Transactions at lower rates of interest will be paid before
Transactions at higher rates of interest. See Condition 3.5
of the Card Conditions for full details.
Balance Transfers made during the promotional period will
be subject to a handling fee of 2% per Balance Transfer (minimum
£3, maximum £50). See Condition 2 of the Card
Conditions for full details.
## buy and fly!: For Accounts
opened by
01/03/2008, the chart indicates savings which could be made by
transferring a balance at point of application to a
Buy & Fly Card. After the end of the introductory
period the standard rate of 16.9% p.a. will apply. The
savings have been calculated inclusive of all fees and
on each average balance represented during the introductory
offer period only. Competitors rates are their standard
rates and this comparison does not seek to compare other
benefits offered by them. Balances cannot be transferred
from another Morgan Stanley Card account. Competitor
rates correct as at 7th March 2007: Source www.moneyfacts.co.uk.
|
